Introducing Zoho Spend: A unified platform for next gen finance teams

Take Control of Business Spend with Zoho Spend

Effective business spend management is a direct driver of profitability. When organizations have clear visibility into where money is spent, enforce policies, and eliminate uncontrolled or maverick spending, they prevent revenue leakage that quietly erodes margins. Yet many finance leaders still struggle with siloed systems, disconnected tools, limited spend controls, and inconsistent processes that slow down decision-making.

The biggest hurdle is the lack of complete, real-time visibility caused by fragmented data. Zoho Spend was built to solve exactly this problem—bringing all business spend together on one unified platform.


What Is Zoho Spend?

Zoho Spend is an industry-first, end-to-end business spend management solution that covers procurement, accounts payable, employee expenses, travel, and payroll—all in one place. By eliminating silos, it helps organizations gain full visibility, control costs, improve collaboration, increase efficiency, and ultimately boost profitability.


A Unified Platform for Every Spend Category

Procurement
Manage the entire purchasing lifecycle—from vendor management and purchase requests to sourcing, contracting, ordering, and goods receipt—through a single, streamlined workflow.

Accounts Payable
Automate invoice extraction, approvals, batch payments, and vendor credits while ensuring secure and timely vendor payments.

Employee Expenses
Capture receipts via mobile, automate approvals, and reimburse employees seamlessly with payroll-integrated expense management.

Travel Management
Enable employees to book in-policy flights and hotels from a global inventory or manage travel requests through a centralized travel desk, including offline bookings.

Payroll
Run compliant payroll across all US states and India, while tracking and controlling one of the largest expense categories for most businesses.

Analytics
Gain deep insights into spend across vendors, departments, projects, and categories through powerful reports and real-time analysis.


A Unified CFO Dashboard

Zoho Spend provides CFOs with a bird’s-eye view of every dollar spent across the organization. This centralized dashboard helps finance leaders monitor budgets, identify anomalies, and make timely course corrections. With drill-down analytics, understanding the reasons behind spend fluctuations becomes effortless.


The Three Technology Pillars Behind Zoho Spend

Automation for Efficiency
Automate approvals, audits, and repetitive tasks across procurement, expenses, travel, payments, and payroll—saving time and reducing manual errors.

Real-Time Visibility and Control
Integrated workflows and a single source of truth ensure every transaction, request, and expense is tracked and controlled in real time.

Predictive Analytical Intelligence
Transform transactional data into actionable insights such as budget utilization, category-level spending, and optimization opportunities. AI-powered analytics help businesses plan, predict, and stay competitive in dynamic markets.


Elevate Your Spend Management Strategy

With centralized data, integrated workflows, and intelligent automation, Zoho Spend empowers finance teams to move from reactive control to proactive strategy.

We invite CFOs, finance leaders, and procurement teams to explore Zoho Spend and see how it can help achieve stronger spend control, higher efficiency, and sustained profitability.